Your Credit Picture, Kept Current
See the approved limit, follow current utilisation, and revisit billing history from one orderly dashboard.
→Credit that stays ready, with every figure in view.
SonaLine keeps a dedicated revolving credit line available after one profile review, while unused access carries no cost.
Read the statement
Key Features01 02 03 04 05
Five entries that keep the account readable.
Approved capacity, withdrawals, costs, idle periods, and protection each remain easy to locate.
Funds Available at the Needed Moment
Choose any share of the limit already approved and access it on demand, only a few taps away.
→Every Cost Presented Beforehand
Rates, fees, and conditions appear clearly before confirmation, leaving nothing important hidden in fine print.
→No Charge While Credit Waits
Holding the line open costs nothing; interest begins after a draw and is worked out daily on the amount used.
→Protection Across Every Layer
End-to-end encryption and authentication at multiple levels protect personal and financial information around the clock.
→Credit Line Details
The account summary, before funds move.
After the balance is fully repaid, the complete approved limit returns immediately for later use, subject to the account standing at that time.
SonaLine statement summaryCredit line
Credit Line RangeINR 3,000 – INR 50,000
Minimum Loan Term91 days
Daily Usage Rateup to 0.065% per day
Maximum Annualized Rate (APR)up to 23.73%
The approved capacity is restored once the outstanding balance has been cleared, subject to current account standing.
Cost Illustration
One daily-rate calculation, shown like a statement total.
This illustration traces how daily interest accumulates across a representative period of use.
INR 10,000Amount Drawn
×0.065%Daily Rate
×100 daysUsage Period
=INR 650Interest
Total RepaymentINR 10,650
The amount actually repaid depends on the sum drawn and the precise number of outstanding days. Earlier repayment reduces the overall cost.
Eligibility Requirements01 / AGE 02 / IDENTITY 03 / ASSESSMENT
Three checkpoints before access begins.
Age, a verifiable identity document, and a successful profile assessment complete the review path.
Be at least 18 years of age
You must have legal adult capacity to enter a credit agreement under Indian law.
Hold a valid government-issued ID document
A current document that Indian authorities can verify—Aadhaar, PAN, Passport, or an equivalent—is required.
Pass SonaLine's eligibility assessment
Our consistent and impartial review checks that your profile meets the credit standards before the line is made accessible.
Help from account setup to repayment.
Whether you are joining SonaLine or already use it, the support team can assist with setup questions and repayment guidance.